About Us

When you keep more of what you build, you can live more of your life

To live life to the fullest in retirement, it’s important to have more than a simple strategy. It’s important to have a place to go that will help you get all the information you need anytime you need it.  With Standard & First that’s exactly what you get.


“If a client calls and I’m awake, I answer the phone.”

 Joseph Mignogna, Founder of Standard & First.

Joe Mignogna

MEET JOE

With over 35 years of experience in the financial sector, Joe Mignogna has provided guidance for a large number of retirement situations, each presenting unique challenges. Throughout his career, he has acquired extensive knowledge of the risks associated with market volatility and taxation and how these factors can damage a lifetime of savings.


“Avoiding potential pitfalls is not just about strategies,”  Joe emphasizes. “It’s first and foremost about helping clients understand effective options within the tax code while helping them keep more of their assets.” He believes in helping clients have more than enough for their financial needs and, when desired, to provide a legacy they might wish to leave for their children and grandchildren.

Joe's belief is that client relationships must be built on total dedication. Dedication shows commitment to long-term, compassionate relationships that help clients understand the goals, concerns, and emotions that they have about their retirement assets and income. With clients in multiple states nationwide, his guiding belief is clear and simple: treat others as you would like to be treated.



In a constantly evolving financial and retirement income landscape, Joe is dedicated to staying informed. He keeps current with the latest IRS regulations and financial guidelines, helping to ensure that his clients receive well-informed guidance.

Holding a BA in psychology with a minor in debate, Joe uses his background and decades of counseling people to facilitate meaningful discussions that lead to a better understanding of each client's needs and concerns. When he’s not busy developing strategies for his clients' futures, he enjoys spending time with his family.